Halo Automotive Products

Halo Automotive Products offers the highest quality F&I products in the industry and backs them with the finest quality administration and claim that exceed industry standards. Halo Automotive works diligently to understand today’s environment and stand out as a company automotive dealers look to when they need quality products and services.

All our products are fully insured by an “A” rated company and is eligible for participation in reinsurance programs.

The Halo Automotive home office is located in Irving, Texas in the heart of Las Colinas. We provide technology solutions and aftermarket products supported by a staff of qualified claims specialists, warranty processing and administration clerks.

We also have the support of a custom graphic design team that is available to customize a variety of point-of-sale pieces for agents and dealers. With everything from laminates to brochures to window decals and hangers, Halo Automotive can create professional marketing tools to maximize your selling potential.


Our vehicle service contracts (VSC) include roadside assistance. We offer a variety of VSC’s available to New, Program and Pre-Owned vehicles for both Franchise and Independent dealers. Our VSC programs also include Wrap coverage to compete with the market today. Highlights include: Three levels of named component coverage / an exclusionary level of coverage / eligible vehicles include those up to 10 prior model years / coverage terms up to 7 years/100,000 miles / dealer profit participation reinsurance and retro programs available.

High-Mileage: mechanical breakdown programs designed for pre-owned vehicles. Product highlights include:  Three levels of named component coverage / Eligibility includes Current + 10 model years, Current + 15 model years and All Model years / Coverage terms up to 4 years/60,000 miles.

Limited Warranty is a powertrain program that can also match manufacturer-certified program terms with additional options for new vehicles. This program is designed for new and pre-owned vehicles in franchise and independent dealerships.


Dealers have successfully reinsured vehicle service contracts and credit insurance for decades. Halo Automotive can now help you expand your company to accept aftermarket products such as Tire & Wheel, GAP, Anti-Theft and others.

Benefits to Reinsurance Programs:

  • 100% of underwriting profits and 100% of investment income
  • Creates an asset that you own. Not a retro or self-insured.
  • Create a new company or reinsure our programs to an existing one.
  • All programs are fully insured by a multi-million dollar “A” rated A.M. Best Company.

Our reinsurance programs can help increase profits from the products you sell. Forming your own reinsurance company is an ideal way to boost profits without requiring a huge level of effort. Claims are administered by the ceding company. You will receive quarterly reports and annual financial statements to keep you up to date on all aspects of your reinsurance company’s performance.

Another way to participate in the business they produce is through a Retro program. Dealers are paid a portion of underwriting profits that exceed a threshold as business earns out. Payments are made directly to the dealership on the underwriting once a year.

Establish your own service and maintenance programs and retain the premium. We offer flexibility to blend with a range of services and benefits in response to the changing market conditions and opportunities. We’ve simplified the process by providing all the materials, documents and contractual liability, so you can focus on what’s important – your customers.


Credit Life and Credit Disability are vital products for enhancing profitability and ensuring that your customers receive protection if they are affected by disability or death. Give your customers the comfort and peace of mind that comes from knowing that their debts are insured.


Halo Automotive’s Multi-Shield programs offer a variety of coverage on a single form. This offers our dealers the ability to bundle two or more F&I products as a packaged deal with a single price. This completely customized program utilizes a mix and match approach to meet dealership / customer needs and maximize the perfect F&I price point.

Programs include: tire and wheel, door ding repairs, interior / exterior protection, key replacement and windshield repairs, among others.


Paintless Dent Repair (PDR) was developed by automobile manufacturing production teams to permanently remove minor dings and dents. Our Door Ding protection program protects cars and trucks against minor door dings and small dents without the need for expensive and time consuming body shop repairs. Because PDR works from behind the vehicle’s damage, it does not require sanding, painting or body fillers. This helps to retain the vehicle’s resale value. Repairs are quick and easy and performed by certified technicians in about the time required for an oil change.

Benefits of Halo PDR Program:

  • Improved CSI scores because of excellent customer acceptance and retention
  • Increased sales in other service areas due to customers bringing vehicles in for PDR Claims
  • Guaranteed profits since PDR requires no investment or installation and cannot be canceled.


Halo Automotive uses an advance formula system to keep vehicles looking showroom new for years to come. Environmental Halo-Shield protection offers products for both the interior and exterior of a vehicle – paint, fabric, carpet, vinyl and leather. A customer who buys our Halo-Shield is protected against fading, chalking, loss of gloss, tree sap, bird debris, as well as most spills.

Should something happen to the vehicle, the customer can have his or her vehicle professionally cleaned or buffed to repair the damage surface and return in to original condition. Halo-Shield also provides coverage to repaint or replace a damaged surface if it cannot be returned to original condition.

No risk at sign up – first case of chemicals is FREE! A certified tech can train your personnel on the application process. Dealerships remit a form each month listing the specific package along with payment. Once the contract warranty is processed, the customer receives a 6-product maintenance kit personalized with a color logo of the selling dealership.

Benefits of Halo-Shield Environmental Program:

  • 6-year protection for new vehicles and 3-year protection for “pre-owned” vehicles 2-5 models years old.
  • Interior and Exterior protection.
  • FREE 6-product maintenance kit to the customer.
  • This is the only program that includes additional benefits for door ding repair up to $250, as well as 3 and 5 year unlimited programs for new and used cars.


GAP Protections pays the difference between actual cash value and the loan balance if a customer’s vehicle is stolen or totaled in a collision.

When a vehicle is purchased on an extended term financing program with little or no down payment, a negative equity loan position is created. This produces significant exposure for your customers who are at risk to pay the difference between the insured value and the current loan balance of their vehicle.

Benefits of GAP Protection:

  • All risk protection
  • Protection is provided for the term of the loan/lease
  • Up to 84 months
  • Protection is applicable for vehicles valued up to $75,000 at the time of purchase
  • Benefits paid up to $50,000 with deductible coverage up to $1,000
  • A $1,000 discount allowance from the issuing dealer


With the incorporation of computer chips for remote locking systems, trunks and ignitions, it can be costly to replace a lost or stolen key for today’s vehicles. Our Key Replacement program will protect against the expense of stolen, destroyed or lost keys and includes 24-hour emergency road service.


Our roadside assistance program is an affordable once a year windshield repair program packaged with full 24-hour roadside assistance.

Windshield repair covers any small cracks, stars or chips on the front windshield through a permanent process that bonds the glass together, restores strength, improves the break’s appearance and prevents it from spreading.

Additional Benefits:

  • Towing assistance
  • Battery service
  • Lock-out assistance
  • Flat tire assistance
  • Fuel, oil, fluid and water delivery service


Invisible Phantom Footprints: Exclusively designed by 3M, Phantom Footprints protects vehicles on six different areas with permanent, tamper-resistant labels. If an attempt is made to remove the label, a phantom image of the unique registered vehicle code number is left on the vehicle. This phantom image can be seen only under UV light.

Theft-Avert: Halo’s theft-avert vehicle marking system etches a unique vehicle code to the windows. This gives customers a preferred security system that helps to identify vehicles if they have been stolen. Customers purchasing our theft-avert program may also qualify for a comprehensive insurance discount.
Benefits of Halo’s Anti-Theft Programs:

  • An allowance to return to the original selling dealership to purchase a replacement vehicle
  • Customer is reimbursed for their primary insurance deductible up to $1000
  • Added benefits for trip interruption allowances if the vehicle is stolen while the customer is traveling to reimburse them for rental car, airfare, long distance calls and general travel expenses they may incur.

GPS Tracking System
Our GPS Tracking program utilizes a unique technology that provides nationwide coverage. In the event of theft, customers are protected by cellular and GPS technology for quick recovery of their vehicle. This program can save time and money that would otherwise be spent on insurance claims and premiums.


The Halo tire & wheel program is a comprehensive tire and wheel replacement guarantee. All replacement tires purchased are covered for the term of the contract; coverage is not pro-rated and there are no limits to the number of claims a customer can make on their tires. In addition, customers can have repairs and replacements completed at the location of their choice, including the selling dealership.

Dealership Benefits to our program:
This is a low-cost product to add to dealer menus, combine with vehicle service contracts and sold on new, pre-owned or leased vehicles.

Additional Benefits:

  • 5 year repair or replacement road hazard guarantee.
  • One toll-free call does it all for free 24/7/365 “sign-and-go” dispatch service.
  • 100% reimbursement - tires, wheels, valve stems, mount and balance, sales tax.
  • On-the-spot assistance for tire related emergency.


Windshield Repair / Replacement: Halo’s windshield program covers stars, chips or cracks to the front windshield caused by road hazards. The repair process bonds the glass together, restores strength to the windshield, improves the break’s appearance and prevents the break from spreading. If the windshield cannot be repaired, it is replaced at no charge.

Crystal Fusion technology – this product is applied to help keep the windshield cleaner and stronger while significantly improving against hazards associated with night glare and chips and cracks. Crystal Fusion molecularly fuses with glass to form a hydrophobic barrier enhancing visibility and strengthening the glass – and won’t peel or blister like a coating would!


Trade In Protection (TIP) pays off negative equity and generates return customers to lenders and dealers. For customers, TIP provides peace of mind by eliminating / minimizing negative equity when they trade in their vehicle. For dealers, it provides a way to substantially increase profits, customer retention and CSI.

Backed by an “A” rated A.M. Best carrier, TIP accelerates the trade cycle and may be offered on both new and pre-owned vehicles for loans between 24-72 months. There is no set-up fee and TIP guarantees a return customer for the dealership.